Jan Dhan Yojana became beneficial for poor families of remote rural areas
Pradhan Mantri Jan Dhan Yojana was started by Prime Minister Narendra Modi with the aim of providing banking facilities to all the families of the country and opening bank accounts of every family.
After the account is opened in banks under the scheme, loan facilities are being made available to every family. Beneficiaries of Pradhan Mantri Jan Dhan Yojana say that they have opened free accounts in banks under Jan Dhan Yojana.
Beneficiaries say that poor and unemployed people have benefited a lot from Jan Dhan Yojana and subsidy is also being given in their accounts under various schemes from time to time by the Central Government.
A beneficiary told – Pradhan Mantri Jan Dhan scheme was launched. To open a free account and I also opened a free account. That’s why it is beneficial for me to open such an account, then they say deposit thousand rupees and then the account will open, this is my free account opened. Yes. If the government is giving us benefits in this, then we thank them. We thank the Prime Minister. We thank the government for whatever it gives.
We are very happy in it and our children are also happy. And the rest of the people, I tell my sister, my mother that those who eat this should open a free account and take advantage of it.
Another beneficiary said – Jan Dhan accounts were opened by the Central Government, which was a very good step by the Central Government, in which the general public, especially the poor people, the unemployed were greatly benefited, because These accounts which are opened on 0 balance.
No matter how many schemes or some benefits of the central governments were to come, they used to come in these Jan Dhan accounts. And whose benefits are common, public, small people, unemployed youth, middle class people. , they have benefit.
BC Chauhan, Marg Darshan bank officer and leading district manager of State Bank of India, Chamba said that one lakh 83 thousand seven hundred three accounts have been opened in Chamba district under Pradhan Mantri Jan Dhan Yojana till March 31. He said that opening on 0 balance Jan Dhan accounts do not have to maintain much balance and account holders can operate their accounts in banks even with less money. By March 31, we had opened one lakh test series and seven hundred three
And we have got some targets in aspirational districts, which we have fulfilled. One thing in the awareness camp, I also want to tell everyone that if a nominee faces any problem, then I would request everyone to get nomination done in their account, whether it is FD account or RD account. Is it, whether it is a savings account, so that their nominee does not face any problem in getting the money.
So in this way many schemes have been run by us, so we will try to fulfill them and also try to increase the Jan Dhan accounts. In this, one will not have to keep balance, on which they also get subsidy and the Prime Minister had put some five hundred rupees behind them, especially for women, and there are many things for which you do not even have to keep balance and this is for them. For people who can run an account with very little money, those families have been greatly benefited by the Pradhan Mantri Jan Dhan Yojana. Till now no account was opened in any bank. Subsidy is also being provided on time.
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