Top-10 Best Personal Loan Apps for Unemployed
Introduction
Are you considering getting a personal loan? If so, have you heard of personal loan apps? They’re an easy and convenient way to apply for a loan and get funds quickly.
What are personal loan apps?
A personal loan app offers an easy and convenient way to borrow money. They have become increasingly popular in recent years because they offer quick access to cash without having to go through a lot of paperwork or hassle. There are many different types of apps available, including HomeCredit, CASHe, Nira, Fibe, RupeeLend, and LoanTap.
| Personal Loan Apps |    Interest Rates |  Minimum loan amount |  Maximum loan amount |
| HomeCredit | 19-56% APR | Â Â Â Â Rs. 10,000 | Â Â Â Â Rs. 2,40,000 |
| Nira |     24 – 36% APR |     Rs. 5,000 |     Rs. 1,00,000 |
| Credy | Â Â Â Â 12-18% | Â Â Â Â Â Â Â Â Â Â Â – | Â Â Â Â Rs. 1,00,000 |
| IndiaLends | Â Â Â Â 10.75% Starting | Â Â Â Â Â Â Â Â Â Â Â – | Â Â Â Â Rs. 50,00,000 |
| LoanTap | Â Â Â Â 18-30% | Â Â Â Â Rs. 25,000 | Â Â Â Â Rs. 10,00,000 |
| Rupeelend | Â Â Â Â 365% APR | Â Â Â Â Rs. 10,000 | Â Â Â Â Rs. 1,00,000 |
| Dhani | Â Â Â Â 13.99% | Â Â Â Â Rs. 1,000 | Â Â Â Â Rs. 15,00,000 |
| Navi | Â Â Â Â 9.99% | – | Â Â Â Â Rs. 20,00,000 |
| PaySense |     1.08 – 2.33% |     Rs. 5,000 |     Rs. 5,00,000 |
| Fibe |     24 – 30% | – |     Rs. 5,00,000 |
- HomeCredit – It allows customers to quickly and easily apply for a loan and view offers, with no hidden fees or charges.
Customers can also monitor their credit scores and view reports, giving them a better understanding of how to manage their loans. Additionally, customers can set up payment reminders, so they are never late on their payments.
- Nira – The application asks you for basic information such as your age, address, income, and credit score. You may find out in only 3 minutes after downloading the app if you’re eligible for the loan. You are provided with a credit line of Rs. 1Lakh if your loan eligibility is approved.
You can withdraw up to 5,000 at any moment you need cash and pay it back in manageable payments over the course of three to twenty-four months.
The app also takes into account your personal needs and preferences before making an offer, so you can find the best loan for your situation.
Once you’re approved, you can securely deposit the money directly into your bank account.
- Credy – One of the best things about Crédy is that you can customize a loan plan to fit your budget and repayment timeline. Simply choose how much you’re interested in borrowing, how much you’re able to pay back, and when you want to repay the loan.
- IndiaLends – A loan should not just be fast and easy, but also secure and reliable. IndiaLends uses Aadhaar-equipped technology and an additional verification layer of identity, risk assessment, and credit scoring technology to approve a secure loan. It takes only a few minutes to apply, with no paperwork or physical signature required.
- LoanTap – LoanTap is an easy-to-use, alternative lending platform that simplifies the process of obtaining personal financing.
It offers a wide range of financial products and services (including personal loans, credit cards, overdraft lines of credit and more), provides personalized loan advice and connects you with lenders.
- RupeeLend – A RupeeLend personal loan app would allow borrowers to borrow money quickly and easily without having to go through a traditional lending institution.
This type of app would be especially beneficial to people who need money quickly but don’t have the time or resources to go through the process of applying for a traditional loan.
- Dhani – The dhani personal loan app is a financial technology tool designed to provide consumers with a convenient, cost-effective way to access short-term loans. Flexible repayment timescales, round-the-clock customer service, and an easy paperless application process make it one of the best lenders in India today.
- Navi – offers loans with durations up to 6 years, loan amounts up to Rs 20 lakh, and interest rates starting at 9.99% p.a. You can get a digital personal loan using the Navi app with no processing costs to cover expenses for a wedding, a medical procedure, etc.
- PaySense – The best aspect is that this platform is renowned for promptly approving requests, so you won’t have to worry about running out of time.
- Fibe – The app also offers annual percentage rates that are tailored based on individual credit scores and history to best suit customers’ financial needs. Therefore, customers who seek quick financing at competitive rates should take advantage of Fibe Personal Loan App for their loan needs.
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